JoAnn Humphries - Broker Associate
Coldwell Banker Antlers Realty, Inc. Coldwell Banker

The Loan Application

Know what you need to know!

You will be asked to provide detailed financial information when you apply for a mortgage. Be prepared with the following information.

Purchase agreement

Funds for appraisals, credit reports and lending fees

12 months cancelled rent/mortgage checks

W-2 (2 years) and the last thirty days pay stubs

Last 2 years tax returns

Bank statement, last few months – all accounts

Certificate of Eligibility (VA)

Divorce decree/seperation agreement if applicable

Other papers may be required depending on the loan

Realtors represent clients in a number of ways

Click to download Disclosure Form

A customer is a party to a real estate transaction who has established no intermediary or agency relationship with any Broker in that transaction.

Buyers Agent:
Represents you, the buyer. The Realtor has a fiduciary responsibility to work for your best interests. When I represent you I make sure your needs are met.

Seller’s Agent:
Represents the seller. The Realtor has a fiduciary responsibility to the seller.

A Broker engaged as an intermediary does not represent the buyer or the seller, but acts as a middle man. The intermediary must exercise reasonable skill and care and must comply with Wyoming law.

Listening to you and keeping you informed. Needs – showing you properties that fit what you want. Simplifying the home buying process.

Your Realtor For Life!